Dr. Gajanan P. Mudholkar, (Principal Author),Mrs. Rupali Gajanan Mudholkar, Research Student 

ABSTRACT

The financial inclusion is the inclusion of underserved population of the society to the financial services. The financially excluded population was considered to make them financially inclusive and to provide them the access to the financial services. The Human development Index is the composite function of health, education and socio economic development of the human being. The impact of access to the financial services on the human development index is studied in the present research work. The comparative study of rural and urban households regarding the access of financial services and its impact on Human development index value in Nanded district is studied. It is observed that the access to the financial services has significant impact on the Human development index value in Nanded district. Keywords: access to financial services, financial inclusion and human development index.